Do you know where your property deeds are?
Is the bank storing them? Are they with your mortgage provider? Are they somewhere in your home?
If you do not know the answer to that question - you really should!
Safety of deeds is very important, these documents confirm that you are the legal owner of your property. Deeds are easily misplaced: even by banks.
If your property is unregistered at the Land Registry we advise checking where your Deeds are - better still register it now - in your lifetime. This will avoid extra delay and costs for compulsory registration after death.
Worst case scenarios for unregistered property can be frightful, and drafting replacement deeds/obtaining insurance and claiming adverse possession is not always straightforward.
6 January 2016
The views expressed in this blog do not in any way constitute advice and are specific to the date noted. As time passes the facts can change and readers should consult their adviser for up to date advice on any matters covered within the blog. Invest Southwest offers an initial review, which is free of charge, however long it takes. From this we will be able to confirm how we can help and give you an opportunity to decide if you would like us to. Thereafter, we will provide you with detailed recommendations and exact costs. Please note that we promise not to levy any kind of fee unless we can demonstrate a benefit to you.